When Does Car Insurance Go Down In Price?
If you’ve been driving for a while now, you’re probably wondering when your car insurance is going to get cheaper. In this post we’ll discuss when car insurance goes down in price, while exploring some of the factors that determine how much you pay for your cover....
What Does Commuting Mean on Car Insurance?
When you’re taking out a new car insurance policy, your insurer will ask you some questions to determine how you intend to use your car. This is to establish your “class of use”, which will in turn affect the price of your policy. In this post we’ll explore what...
How to Reduce the Cost of Van Insurance
Van insurance can be pricey, but there are many things that can bring down your premiums. In this post we’ll explore a few areas where you may be able to reduce the cost of your van insurance. But remember, it is vital to be honest when completing your car...
How Does Car Breakdown Cover Work?
When you renew your car insurance, are you ever unsure about whether to add breakdown cover? In this post we’ll be discussing breakdown cover, how it works and the various types of breakdown cover available so you can decide what’s right for you. What is Breakdown...
Beware of Fraudulent Claims Ads on Social Media
The Insurance Fraud Bureau (IFB) has issued a warning to the public about the rise of fraudulent ads targeting insurance customers on social media. What are Scammers Trying to Do? Scammers are impersonating reputable insurers online. The aim is to trick...
Do I Need a Paper MOT Certificate?
No, however it’s a good idea to keep hold of your paper MOT certificate, but you shouldn’t worry if you’ve lost yours. Do Garages Still issue MOT Certificates? Yes – when you take your car to a garage for its annual MOT, the garage will issue you with a paper MOT...
Difference Between Owner and Registered Keeper
In big bold letters on the front of all V5C registration documents issued since April 2019 are the words “this document is not proof of ownership.” When it comes to cars, there’s a difference between the “owner” and the “registered keeper”. What’s the difference,...
What Happens If You Do More Miles Than Your Insurance?
Generally speaking, the more miles you drive in a year, the more you’ll pay for your car insurance cover. Insurance is all about risk. The more time you spend on the road, the more likely it is that you’ll be involved in an accident. This is why insurers often...
Can You Test Drive a Car Without Tax?
Car tax is vehicle excise duty. This is a running cost for your car that must be paid on almost all vehicles either registered in the UK, driven in the UK, or kept on a public road. Driving a car without tax in the UK is illegal and will lead to a fine. The DVLA...
Can I Drive Someone Else’s Car on Fully Comp Insurance?
Being able to drive someone else’s car on your fully comprehensive insurance is not always included. If you are intending to drive another car it is important that you check your car insurance certificate to see what cover you have in place. Why Do People Think...
If Early MOT Fails, Can I Still Drive Until it Expires?
There are some rare circumstances when you can drive a car that’s failed an MOT. For example, you are able to have an MOT up to a month before your current MOT is due to expire. If you choose to do this, it is possible that your car may fail the new MOT even though...
Driver Fatigue: Why Does Driving Make You Tired?
You’ve probably seen the signs on the side of motorways, saying something like “tiredness kills, take a break”. In this post we’ll examine the risks of driving tired and share some tips on how you can stay alert behind the wheel. Driver Fatigue – The Facts Driver...